Congressional Digest

Congressional Digest December 2012 No. 10 Vol. 91
The High Cost of Floods

The High Cost of Floods

Mitigating the Impact of Floods on Communities and the Federal Budget

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Floods are the most common and costly natural disasters in the United States, and despite scientific advances and the implementation of Federal hazard-reduction policies, flood damage continues to escalate. In the wake of “Superstorm Sandy,” which ravaged the East Coast this fall, the Federal Government’s program for coping with such disasters itself is now strained to the limit.

Congress created the National Flood Insurance Program (NFIP) in 1968, after a series of floods destroyed homes and businesses in coastal areas and along major river basins, making clear that without insurance coverage, the gover…

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In This Issue

Should Congress Approve National Flood Insurance Legislation in its Current Form?

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