Enforcement of the Preventative Services Requirement
Congressional Research Service Analysis
The Patient Protection and Affordable Care Act (ACA), as amended, greatly expanded the scope of Federal regulation over health insurance provided through employment-based group health coverage, as well as coverage sold in the individual insurance market. Federal health insurance standards created by ACA require an extension of dependent coverage to age 26 if such coverage is offered; the elimination of preexisting condition exclusions; a bar on lifetime annual limits on the dollar value of certain benefits; and a prohibition on health insurance rescissions except under limited circumstances, among many other things. Section 2713 of the Public Health Service Act (PHSA), as…