Center for Responsible Lending (CRL)
Michael Calhoun, President
The Center for Responsible Lending is a nonprofit, nonpartisan research and policy organization dedicated to protecting homeownership and family wealth by working to eliminate abusive financial practices. CRL is affiliated with Self-Help, one of the Nation’s largest community development financial institutions. Michael Calhoun, formerly CRL’s general counsel and lead lobbyist in Washington and State capitals, has lobbied and litigated for poor people and their issues, especially predatory lending, for more than 30 years. The following is from September 30, 2009, hearings before the House Financial Services Committee on Perspectives on the Consumer Financial Protection Agency. Thank you for inviting me…