David C. John
Senior Research Fellow, The Heritage Foundation
David C. John is a Senior Research Fellow at The Heritage Foundation’s Thomas A. Roe Institute for Economic Policy Studies. He is the foundation’s lead analyst on issues relating to pensions, financial institutions, asset building, and Social Security reform. Founded in 1973, The Heritage Foundation is a public policy research institute whose mission is to formulate and promote conservative public policies based on the principles of free enterprise, limited government, individual freedom, traditional American values, and a strong national defense. The following is from September 30, 2009, hearings before the House Financial Services Committee on Perspectives on the Consumer Financial…