American Bankers Association (ABA)
Kenneth J. Clayton, Senior Vice President and General Counsel, Card Policy Council
Founded in 1875, the American Bankers Association brings together banks of all sizes and charters into one association. ABA works to enhance the competitiveness of the Nation’s banking industry and strengthen America’s economy and communities. Its members — the majority banks with less than $125 million in assets — represent more than 95 percent of the industry’s $13.6 trillion in assets. Kenneth Clayton previously served as ABA’s Chief Legislative Counsel and prior to that as Counsel to the House Banking Committee. The following is from a March 19, 2009, hearing before the Subcommittee on Financial Institutions and Credit of the…
