Independent Community Bankers of America (ICBA)
Linda Echard, President and CEO, ICBA Bancard
ICBA represents 5,000 community banks of all sizes and charter types throughout the United States. ICBA Bancard is the Nation’s premier provider of payment services exclusively for community banks. Twenty-five years ago, Linda Echard helped ICBA leverage the negotiating power of its membership to allow community banks to enter the business of issuing credit cards to their customers. She currently works to help level the playing field in the credit card industry so community bank credit and debit card issuers can afford to participate and meet the costs to compete. The following is from a March 19, 2009, hearing before…