Congressional Digest

Supreme Court Debates February 2017 No. 2 Vol. 20
Eric T. Schneiderman et al.

Credit Card Surcharges

Free Speech at the Cash Register

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Eric T. Schneiderman et al.

Barbara D. Underwood, counsel of record

In 1984, the State of New York enacted a “no-surcharge” law that prohibits merchants from charging customers who pay using a credit card more than those paying with cash. The law was modeled after a 1976 Federal statute that Congress had allowed to lapse. While it is not illegal for stores to offer a discount for cash, New York State officials instructed businesses that described differing cash/credit prices as an additional fee to change their language or face a fine. In 2013, a group of New York merchants filed suit against New York, the attorney general, and other State officials,…

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