Health Benefit Plans
Compliance with the 1996 Law
An estimated 40 million American adults suffer from some type of mental illness each year. Private health insurance plans typically provide levels of coverage for the treatment of mental illness that are lower than coverage levels for the treatment of other illnesses. Consequently, patients with severe mental illness can exhaust their mental health coverage before they are fully treated. As you know, the Mental Health Parity Act of 1996 helps address the discrepancies in coverage between mental health and other illnesses by establishing a new Federal standard for mental health coverage offered under most employer-sponsored group health plans. Specifically, the…